Luckily, this is NOT a question being asked about me (ha!) I pride myself on being responsive and never putting clients in this position. But it’s a good question in the event you or someone you know are not Windermere clients 😉 This is a question I received today from a potential financial planning client […]

At the risk of repeating myself, 2025 has been quite the interesting year. Just when you think we’ve seen the last of the unexpected events, something else comes our way. It seems to the be the year of “stay tuned!” This week, we had two rather unexpected occurrences – the end of Q3 (not unusual […]

Earlier this year, I listened to a podcast that discussed the need for a healthy dose of discernment. Ever since, I have kept that term top of mind and continually work on refining it. What exactly is discernment? Discernment’s dictionary definition is simple: the ability to judge well A more extensive explanation of the term […]

In today’s investing environment, it seems as though there is a constant effort to offer new and attention-grabbing products to investors. No longer are investors limited to a few simple large blend equity mutual funds or index tracking Exchange Traded Funds. There is a seemingly endless menu of investment options – some of which may […]

After months of discussion over interest rates throughout 2025, the “great rate debate” reached a pivot point this week as the Federal Reserve cut the Fed Funds rate by 0.25% (the first such cut in 2025). This takes the Fed’s target rate range to 4% – 4.25%. As a reminder, the Federal Reserve has been […]

I talked with a client this week about things to consider as interest rates being to move lower after the Fed’s first cut in 2025. Here’s a quick recap of what we discussed. Note: It’s important to remember that many of these actions were taken months ago for our clients as we anticipated that rate […]

We received two new insights into inflation this week with the release of August inflation data. The Producer Price Index (PPI) and the Consumer Price Index (CPI) were of added importance this week after last week’s weak jobs number as these data points may help determine if (and by how much) the Federal Reserve may […]

There has been a decent amount of attention given to small cap stocks recently. A client asked what exactly makes a stock “small cap” and why some believe they are well positioned in today’s environment. Market Capitalization Before looking at small cap stocks, let’s look at the word “cap” – which is short for capitalization. […]

Labor Day fell on the earliest day it can (September 1) this year and for some reason, I feel as though it cut summer short. Fall is upon us here in Wisconsin and we are now in the final stretch of 2025. Let’s take a look at the data that came out this week and […]

In the US, a primary way to save for retirement is via employer-sponsored retirement plans. The primary type of these plans is the 401(k) – named after the tax code that established these plans. 401(k)s are in the news these days and a client reached out asking what I thought about the latest hot topic […]