Trump Accounts, another savings vehicle available to Americans, is now up and running and ready for use. Given its political tenor, many have steered clear or are confused as to its purpose. A client asked about them this week and as with anything available to investors, it’s worth understanding better before moving forward According to […]

Q2 2026 GDP Late last week, the US Bureau of Economic Analysis issued an advance reading of US Gross Domestic Product for Q2 2026. GDP rose 1.5% in the quarter, down from 2.1% in Q1 (which had also been the Q2 forecasted amount). As you may recall from prior writings, the formula for GDP is: […]

The Federal Reserve Bank made their rate announcement on Wednesday of this week. The group was divided, with the majority voting to leave rates unchanged (3.5-3.75%) but with three members dissenting and voting to hike rates. Fed Chairman Warsh noted the group had a healthy debate but in the end, they voted to hold rates […]

When talking with a client last week about equity markets and their recent price action, I brought up the topic of free cash flow. It warranted added discussion then and I figured it would make a good client question post as well. Free cash flow is the cash left over after a company pays for […]

After a few months reprieve from hearing the word tariff in the news on a minute-by-minute basis, the topic came back into focus this week Back in February, the US Supreme Court struck down most of President Trump’s second term tariffs, leading many to believe the news of such policies would fade. Not so fast. […]

I talked with a client this week about the various social security claiming strategies. It’s an important question for everyone to consider so let’s take a closer look. Social security is a US federal insurance program funded by payroll taxes. It provides guaranteed, inflation-adjusted monthly income to eligible retirees, as well as disabled workers and […]

We received June inflation reports this week. As the temperatures across the country soar to new heights, prices paid by both consumers and wholesalers are coming off the boil (for now). Consumer prices (CPI) was released on Tuesday. Prices fell 0.4% month over month and annual increase in June was 3.5%, down from an annual […]

There are certain questions I receive quite frequently given my profession. One of the most popular goes something like this “So, I read an article that the market is going to crash in the next year. What do you think I should do?” I had someone ask this question again recently and thought it was […]

And just like that, half of 2026 is over. It’s been a wild year for investors but the end result (thus far) has been meaningfully positive. As of June 30, 2026, the US equity market (measured by the S&P 500) has risen 10.2%. Fixed income markets have had a harder time in the face of […]

I talked with two clients this week about the pros/cons of funding purchases. I wrote about a similar topic a little while ago (the decision to finance or pay cash here). This time, the questions center more around what type of account to pull cash from – a pre-tax retirement account or a non-retirement/brokerage account. […]