If you have listened to business news in the past 5-10 years, you have undoubtedly heard the term Goldilocks used in more than one instance. (Loyal readers may recall that I wrote a post about her at the end of last year as well!). If you’ve missed her, don’t worry – because she’s back! Media […]

Cash is king – and sometimes, you need access to cash unexpectedly. In a client’s case last week, they found themselves with a great real estate opportunity that involved purchasing a new home in advance of selling their current home. They needed access to cash for a very short period of time (less than a […]

Over the course of the past week, we have received a report on both sides of the Federal Reserve’s dual mandate – the September non-farm payroll report and the September Consumer Price Index Report. Let’s take a look at these reports and what they likely indicate regarding the Fed’s future path Jobs Aplenty Last Friday, […]

I talked with clients this week about 529 plans they set up for their grandchildren. We discussed a few items, including what options exist for excess funds as well as transfer of ownership in the event of their passing before the funds are spent. I have discussed the former in a prior post (you can […]

A client reached out this week regarding a short-term cash need. As we discussed the various ways to obtain liquidity, the subject of capital gains and the related taxation came up. This can be a confusing topic and is also one that is in the news as of late as it has become a key […]

Welcome to October and the final quarter of 2024! As I’ve mentioned in prior posts, Windermere subscribes to research from an independent research firm called Fundstrat. This week, their founder Tom Lee shared his outlook for the remainder of the year. He framed it as a showdown between potential headwinds (ie: things that could slow […]

Markets were relatively stable during the final full trading week of Q3 2024. There were a few notable events this week. Let’s take a quick look back and then turn our attention to the final three months of 2024. Chinese Stimulus It’s no secret that China, the world’s second-largest economy, has been a laggard in […]

It’s hard to escape talk about the upcoming presidential election cycle in the US, especially if you live in a swing state. While there are many differences between the candidates, one that I’m discussing more often than not with clients is income tax policy. It’s understandable – income taxes can have a material impact on […]

As you likely know by now, the Federal Reserve cut interest rates by 0.50% this week. While we have been under the impression that rates would fall for virtually all of 2024 (and have been having discussions with clients to that end for many months as a result), I certainly understand that things aren’t top […]

For the first time in over four years, the Federal Reserve lowered the Fed Funds interest rate during its meeting on Wednesday of this week. The reduction in rates (known in financial circles as a “cut”) was 50 basis points (0.50%), making the new target range of the Fed Funds rate 4.75-5% The size of […]