I’m in the midst of year-end reporting right now, and needless to say, reports from 2022 will not make the best seller list! It was a challenging year across virtually all asset classes. Even supposed “safe” assets such as bonds declined double-digits. After a down year, it is easy to get concerned about the investment […]

“When will this end?” “Has the market reached its bottom yet?” “Could asset prices go higher? “Could asset prices go lower?” “What else will the government do?” “How will the virus progress from here?” These are just a sampling of the questions I’ve been discussing with clients over the past months as the COVID-19 situation […]