If you have a negative reaction to any form of debt, you are certainly not alone. And I would argue this automatic reaction is usually more favorable than the opposite inclination to take on debt at any price and in any situation (danger!) However, there can be certain instances where debt is a useful tool […]

Cash is king – and sometimes, you need access to cash unexpectedly. In a client’s case last week, they found themselves with a great real estate opportunity that involved purchasing a new home in advance of selling their current home. They needed access to cash for a very short period of time (less than a […]

I talked with two clients last week about their home equity lines of credit (HELOCs). These can be very helpful forms for available debt to have in place so I thought it was worth discussing in more detail What is a home equity line? A home equity line of credit (or a HELOC as it […]