If you are an investor with a meaningful amount of your savings in pre-tax retirement accounts (either employer plans like 401ks or Individual Retirement Accounts (IRAs)), you have some to-do’s to consider as you near retirement (which were imbedded in a question I received from a client this week) The reason for this stems from […]

A client asked a great question this week about an often-overlooked strategy to utilize tax-deferred IRA funds to make donations directly to charity. Let’s take a closer look at this strategy and determine when it may make sense for you to consider it as well. What is a Qualified Charitable Distribution (QCD)? A QCD is […]