Just when we thought we’d get a quiet end to the year, the Federal Reserve held their last rate announcement this week. While the rate announcement was in line with expectations (another 0.25% rate cut was confirmed, taking the current range to 4.25-4.5%), the commentary in Jerome Powell’s press conference and the data accompanying the […]

We are fast approaching the end of 2024. I’ve talked with a few clients about some actions they can take before we turn the page to 2025. In case you are asking yourself “wait, have I done everything I’m supposed to?,” here is a quick list. (Note, I wrote a detailed post on year-end action […]

With 19 days left in the year as I write this, it’s safe to say that we will be saying goodbye to 2024 in no time at all. As we start to look ahead, it’s fair to wonder what the new year will bring. Will we be concerned with the same things that held our […]

I’ve written about life insurance in the past (you can one such post here). It’s a subject that comes up quite often with clients as it is yet another example of a financial topic that can be rather confusing and challenging to navigate on your own. This past week, I talked with two clients about […]

And just like like, we are in the final weeks of 2024. Welcome December! It’s been a monumental year on many levels and for investors, it has been a year unlike any other. As of today, the three US equity indexes (DJIA, S&P 500, and NASDAQ) sit near record highs after rising 19.4%, 29.2%, and […]

It’s no secret there is an increased amount of fraudulent activity in today’s digital world. I’m sure you have received spam emails, unwanted phone calls, strange looking texts, letters notifying you of a data breach, and a whole host of other fraud attempts. One area where fraud can be particularly devastating is investment accounts – […]

I told someone this week that the days feel more like minutes as of late – time is just going by so quickly. I am sure you can relate so it may surprise you as well to know there are just 42 days left in 2024 (as of the date this is being published). With […]

I worked with two clients this week to help them rebalance their employer plan accounts. Since many of you likely have similar accounts (likely in need of attention), let’s review the process. Employer plan refresher Before diving in, let’s clarify what I mean by “employer-sponsored retirement plan.” These are plans employees are offered by their […]

If you’ve been an investor for one month, one year, or multiple decades, you undoubtedly know that investment decisions are never made up of one single factor. Instead, it’s more reminiscent of a puzzle, with various pieces of disparate sizes coming together to formulate an image. As I look out on the final weeks of […]

If you are an investor with a meaningful amount of your savings in pre-tax retirement accounts (either employer plans like 401ks or Individual Retirement Accounts (IRAs)), you have some to-do’s to consider as you near retirement (which were imbedded in a question I received from a client this week) The reason for this stems from […]