Luckily, this is NOT a question being asked about me (ha!) I pride myself on being responsive and never putting clients in this position. But it’s a good question in the event you or someone you know are not Windermere clients 😉 This is a question I received today from a potential financial planning client […]

In the US, a primary way to save for retirement is via employer-sponsored retirement plans. The primary type of these plans is the 401(k) – named after the tax code that established these plans. 401(k)s are in the news these days and a client reached out asking what I thought about the latest hot topic […]

I’ve written about 529 plans (tax advantaged accounts used for education savings) a few times in the past (you can find those posts by searching archives on the blog if interested). This week, I talked to a client about how to best invest funds within those accounts. Reminders Before Diving In Just a reminder about […]

If you took a break from all market news for the past month and a half, you might think April thru early May was an uneventful time. The S&P opened at on April 1 at 5597 and closed at on May 14 on 5893, resulting in a nice 5%+ return in just over a month. […]

I’ve written about this topic in the past but as tax day approaches, I often get questions about filing an extension and what that means. I talked to a client on this very subject earlier this week so let’s recap. What is a tax extension? Tax returns for the previous tax year are due on […]

I talked with a client this week about concerns she had regarding the security of her email account. This is a great topic to cover in today’s post. Before we dive in to email best practices, think about your email account for a minute. If you are like me, it likely contains a pretty comprehensive […]

Oh tax season! Everyone’s favorite time of the year. When the calendar turns to February, I often get questions from clients asking when they can expect to receive their 1099s. Since the question keeps coming up, let’s revisit some 1099 basics and when you can expect to receive yours! What is a 1099? A 1099 […]

I talked with a client this week about a few items concerning Roth IRAs and thought it was worth revisiting these topics as the deadline for 2024 IRA contributions approaches Roth Refresher As a reminder, there are two main categories of retirement savings in the US (1) Traditional savings, which provide for an immediate tax […]

I talked with a client this week about ways to keep their Schwab account safe and secure. Here are a few best practices we discussed. Also please note, even if you do not custody your investments at Schwab, these suggestions may well apply to your online investment account as well Avoid Public Wi-Fi An oldie […]

I’ve met with a few clients this week and in every conversation, the subject of markets being at all time highs has come up. And with that, an underlying hesitation has been expressed about putting new money to work at these levels (specifically into US equities). Wouldn’t it be better to wait until markets are […]