2023 is quickly becoming the year in which I discuss topics I never imagined would come up with such frequency, if at all… topics such as bank failures (see March 2023 publications) and now the potential of a US default. But in life it seems we should expect the unexpected! The United States is a […]

A client reached out this week, expressing concerns about the decline in her portfolio. As I started to provide my rationale for staying the course and how markets go thru cycles, etc. , she said “thanks, I just need the hang in there pep talk once in a while.” Don’t we all? It has been […]

A silver lining of recent interest rate increases is the ability to earn some level of interest on cash balances. When reviewing the various options with a client recently, she asked what exactly a money market fund was and whether there were any risks associated with this investment vehicle. Let’s take a closer look at […]