There was a slight bit of good news for US individuals this week as the IRS published certain key items that will apply to 2023 income taxes. A client reached out for confirmation of the changes – so let’s cover them here. Before we dive into details, it’s helpful to understand what is driving these […]

Congratulations, you’ve survived another week as an investor in 2022! A week where we have seen positive and minus +2% moves in equity markets within the same day. Is anyone else just a bit tired of this?! Much of this week’s excitement centered around – you guessed it – inflation. You can read more on […]

Inflation seems to come up in every client conversation these days – rightfully so!  This week it was an extra hot topic with Thursday’s latest CPI release for September 2022.  Let’s cover some of the highlights What do I need to know about September’s inflation report? The September Consumer Price Index (CPI – or “CP-High” […]

No, this isn’t a sing-along to the classic 80’s song but rather a question that I’m sure many investors (perhaps yourself included) find themselves asking after another rough quarter. Markets had a tumultuous end to Q3, as rates rose and equities sold off (read more about that dynamic in this week’s client question). In combination […]

It’s hard to escape the constant chatter about rising interest rates lately, so it was only natural for a client to ask about the interplay between interest rates and asset prices. Interest rates are an essential driver of asset prices. You don’t have to take it from me – here’s a quote from famed investor […]

We took a lot of road trips when I was a child. Much to my parent’s chagrin, I would usually ask (at least a few times per trip) the age old question – “are we there yet?” I wasn’t trying to be annoying, I promise! I was simply tired of sitting still, tired of waiting […]

A client reached out this week to confirm what seemed like news that was too good to be true (especially in a year when it seems all prices are going up). Are Medicare premiums for Part B really going down in 2023? We’re happy to report the answer is yes! Read on to learn more. […]

On Wednesday, the US Federal Reserve issued yet another increase in the Federal Fund Rate, bringing it to 3-3.25%. (Note: you can read more detail on the meeting and the implied rate path here) I listened to the press conference from Federal Reserve Chair Jerome Powell – and one phrase kept coming into my mind […]

When in a meeting recently, I was explaining to a client a quick way to think about varying rates of return – the Rule of 72.  The client wasn’t familiar with it – so I thought a few of you may also wish to learn more about this simple but effective formula. It’s called the […]

As I watched the recent inflation release on Tuesday (and the subsequent jarring market decline), a common phrase kept coming into my mind over and over – “change is hard.” How many times have I said or heard that saying in my lifetime? At least a few hundred – maybe more. Why do I always […]