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Welcome to the WINDERMERE blog

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On Wednesday, the US Federal Reserve issued yet another increase in the Federal Fund Rate, bringing it to 3-3.25%. (Note: you can read more detail on the meeting and the implied rate path here) I listened to the press conference from Federal Reserve Chair Jerome Powell – and one phrase kept coming into my mind […]

No Pain, No Gain

September 22, 2022

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As I watched the recent inflation release on Tuesday (and the subsequent jarring market decline), a common phrase kept coming into my mind over and over – “change is hard.” How many times have I said or heard that saying in my lifetime? At least a few hundred – maybe more. Why do I always […]

Change is hard

September 14, 2022

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It’s officially back to school season. The streets are once again filled with school buses and my social media feeds contain pictures of smiling kids on their front porches, all ready for their first day. I always loved school. Not necessarily all of the logistics and social dynamics – but the learning element. Our school […]

Keep Learning

September 8, 2022

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Five years ago, I was lucky enough to have a wonderful western adventure with a lifelong friend, spending time in Wyoming and Montana. During that trip, we visited Grand Teton National Park which encircles the beautiful town of Jackson, WY. The area is absolutely beautiful and if you haven’t been, maybe this will nudge you […]

Westward we go

September 1, 2022

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I make it a habit to follow and consume a variety of voices concerning investing and personal finance. I believe there is always something to be learned – both from those we agree with and those we may not be fully aligned with at all times. Earlier this week, I saw a post from an […]

Spend Less AND Spend More (?)

August 25, 2022

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As we approached the end of June 2022, markets seemed to be in a free fall. There was no shortage of things to worry about as an investor – inflation, rate increases, global unrest, midterm elections, covid variants, and perhaps front and center: Recession fears. With reports of a slowing economy and the persistent belief […]

Earnings Season – Expectations vs. Reality

August 18, 2022

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It was only a few years ago that inflation reports would go virtually unnoticed. Nowadays, they receive “breaking news” headlines, live news coverage, and follow-up press conferences at the White House. July’s inflation report (published August 10, 2022) was yet another hotly awaited release. The key question at hand – are things getting worse or […]

One in a Row

August 11, 2022

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August will always remind me of back to school season. Even though I am years (check that, decades!) removed from having to buy school supplies, pick out a locker, and review my class schedule, this month always puts me right back in that mode. Time to say goodbye to summer fun and get back to […]

Back to School Season = Time to Regroup

August 5, 2022

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One thing you have to love about the world of finance is all the acronyms! It can be hard to keep track of them all. A recent headline made me laugh when I read it – “Forget TINA, get reacquainted with CINDY.” No, the article was not talking about long lost friends. It was referring […]

Say bye to TINA and hello to CINDY

July 29, 2022

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If you’ve read the wildly popular book Atomic Habits, you may already be familiar with the work of its author, James Clear. James publishes a weekly newsletter called 3-2-1, in which he shares 3 ideas, 2 quotes, and 1 question to consider. (It’s a must read for me – feel free to subscribe here and […]

Spend Wisely

July 21, 2022

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