A client asked for a debrief on the Federal Reserve’s actions. Here we go! What happened at the meeting? On July 27, 2022, the US Federal Reserve (the “Fed”) once again raised the Fed Funds Rate by 75 basis points. The Federal Funds Rate now ranges from 2.25-2.5%, up from near zero in March. This […]

It’s easy to get stuck on the headlines these days – especially when it comes to inflation. Turn on the tv, listen to a podcast, open your email – and odds are you will see some sort of jarring financial headline concerning inflation. Even a drive past the gas station can bring the topic front […]

Inflation impacts all of us – especially those on a fixed income. A client recently asked me if social security benefits would see a meaningful increase in the near future. Great question! Ever since 1975, social security benefits have been increase annually via Cost of Living Adjustments (or COLAs). Here is a chart of COLAs […]

After one of the worst start to the year for equity investments, you may find your self asking WHY? Why do I bother? Why do I subject myself to this angst, only to see my invested capital decline? Why not just put it in cash and take all my worry away? Why invest, when I […]

Inflation is the top issue on investors and consumers’ minds these days. I thought it would be worth taking a closer look at the latest reading – and how future readings may play out. If you’ve read any news headline over the past 48 hours, you already know that June’s inflation reading (as measured by […]