Prior to forming Windermere in 2010, I worked in public accounting. For those not familiar with the industry/career track, it is a very challenging environment. It is a professional services industry, so the client’s timelines and demands rule the day. There is a known pathway to each promotion so performance on every job/task matters. Virtually […]

On Memorial Day, I rose with the sun and took a walk thru Elm Grove Park and the surrounding neighborhoods. It is my favorite time of day to walk – when the world hasn’t quite woken up and everything is beautifully still. Sometimes I listen to the sounds of nature as I walk, but on […]

As discussed in a recent article, Windermere (in its role as registered investment advisor) has chosen to use Charles Schwab & Co., Inc. (“Schwab”) as the primary custodian for its clients. A client recently asked me to clarify what the term custodian means – and how they should think about that important role versus the […]

If you’ve ever had a discussion with me or read anything I’ve written during a period of market volatility, you have likely heard me say that in my opinion, time IN the market beats tim-ING the market. What do I mean by that? TIME IN the market is quite simply being an engaged participant in […]

Early last week, I participated in an Advisory Board meeting for our primary custodian, Charles Schwab & Co., Inc. (more on that meeting and key takeaways here). The meeting was held at the stunning Terranea Resort in Southern California. Prior to this trip, other than a few COVID road trips, I hadn’t taken a true […]

Quick editors note: The weekly “Pam to Paper” post is where I share with you what has been on my heart and mind during the past week (where I quite literally put Pam to paper). Oftentimes, these posts will have some reference and applicability to investments and markets. That is, after all, why most of […]

If you turn on any news channel or read any news publication these days, odds are you will hear at least one or more financial term that immediately raises your blood pressure. Words such as correction, bear market, and recession are definitely front and center. A client recently asked what these terms mean – and […]

This week’s question is a popular one – with an equally unpopular answer. Question: What do you mean by emergency savings and how much should I keep in that account? Answers: It depends I know, I know. “It depends” can be a very frustrating answer and it is one that I find applies to many […]

As our clients will know, our primary custodian for clients’ investment accounts is Charles Schwab & Co., Inc. (“Schwab”). Schwab has a retail presence (ie: individuals open brokerage accounts and trade/manage them on their own), as well as a very meaningful Advisor Services practice (where they diligently support Registered Investment Advisors (like Windermere) as we […]

I’m writing this post on May 19, 2022 as I sit in the Denver airport, on my way back home from a Schwab meeting in California. And admittedly, I’m experiencing a very strong sense of deja vu. The last time I was in the Denver airport was February 2020. I was on my way to […]