Each quarter, we will share three things that we are keeping Top of Mind 1.Charitable Giving during COVID Many of us are searching for ways to direct our charitable dollars directly to COVID19. Schwab Charitable published an excellent resource providing valuable information on national organizations as well as tips to direct your search to your community. […]

Note: Life isn’t easy at the moment for any of us.  We have financial concerns, as well as very real health concerns.  While this post will focus on the “investing” side of things, please don’t think for a minute that I’m blind to the seemingly more pressing concerns surrounding our health and the health of […]

A fundamental part of being an investor is having a strategy for handling challenging times.  It takes someone with a rationale mind, a steady hand, and an ample supply of knowledge and grit to be an investor in times of uncertainty. And once again, we find ourselves in such a time.  It is never easy and it’s […]

“When the facts change, I change my mind “ This well-known quote from John Maynard Keynes is a seemingly sound piece of advice. However, when it comes to your investing journey, you have to be careful about changing your mind too quickly. When major events occur and media headlines express panic and uncertainty, our instincts […]

The SECURE Act (“Setting Every Community Up for Retirement Enhancement”) was signed into law in the final days of 2019.  It includes significant changes to retirement savings and will affect many individuals, most notably those in or nearing retirement, new parents, small business owners and employees and could also have a major impact on estate […]

View fullsize Many investors are still flying high after a very successful 2019. Returns for virtually all asset classes were above average in the year, coming off of a challenging end to 2018. Chart shows the returns by asset class for the year (click on chart to enlarge). Below are some key items we are […]

Each quarter, we will share three things that we are keeping Top of Mind Here’s our latest list: 1.) 20 for 2020 – I shared this concept with you last year as well, but I loved the concept so much I have made it an annual tradition. I was first introduced to this concept on the […]

Rebalancing. One of many investing buzzwords that deserves a closer look. Let’s start with your target allocation. When you started investing, a target allocation was set for you and your specific situation, based upon a variety of factors including risk tolerance, liquidity needs, timeline, long-term goals, and many others. Your target allocation specified how much […]

Each year, Charles Schwab & Co., Inc. hosts a conference for investment advisors that custody assets on its platform. Pam just returned from the 2019 conference. Here are a few themes that were woven throughout the various sessions: 1. ) Remain vigilant: with markets reaching all-time highs during the conference, it’s fair to say that […]

Here we are again…after months of volatility and discussion of an impending recession, many markets have once again reached all-time highs. Such a sharp turn upward to asset prices in 2019 has many once again asking, “what now?” Here are a few things we are keeping in mind as we serve our clients in this […]